Check Your Insurance Coverage

Paying with Insurance

We’re on a mission to make medical care more accessible, less complicated, and more inclusive. This means we’re proud to accept most Medicaid, Medicare and commercial insurance plans. Keep reading to understand more about how insurance typically works with ModernMD.
ModernMD - Pattern
ModernMD - Pattern

How Insurance Works

Here’s the basic way health insurance works at ModernMD. Remember that not all carriers and plans operate the same way, so be sure to understand your unique situation and communicate with your insurer as needed. 

Step 1

See Whether We Accept Your Insurance

Check whether your insurer is listed in the Insurers We Accept section below. If not, self-pay is available as an option too.

If you have any questions, please reach out to us.

Step 2

Bring Your Health Insurance ID Card

Carrying your health insurance card with you is always a good idea, but bringing it on your visit is especially important.

Step 3

ModernMD Bills Your Insurer

Once your visit is complete, our team bills your insurance company for the visit and services provided by ModernMD.

Step 4

You Receive EOB & Any Balance Due

After your claim is processed, insurance companies typically send an Explanation of Benefits (EOB). Learn about balances due below.

Got a bill, even though you’re insured?

Sometimes, you may receive a bill from us after a visit. This happens across the health care industry due to balance billing, which occurs when the cost of the visit exceeds what your insurer will cover. If you have questions about the bill you received, please speak with your insurer and connect with our team too.

Insurers We Accept

Pay Online

No Insurance? No Problem!

At ModernMD, self-pay pricing is easy to understand, thanks to our straightforward price list.
Plan Your Visit

New to ModernMD? We’ve pulled together some helpful resources, including a checklist of important things to bring with you, so you know exactly what to expect.

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Introducing Our New Membership Program

Unlock Your Health with AccessMD, designed to make your health a top priority.

* First 15 visits per calendar year are included with no co-pay.